Your Credit Score Matters

The higher your credit score is, the better your chances of securing a mortgage. You can boost your credit score by paying off outstanding debts, including credit card balances and personal loans, and by making your payments on time, every time.

If you have defaults on your credit report, it's worth trying to modify it by paying your obligations on time in the future, and if you have late payments, they must be paid immediately. Being committed to paying your obligations (installments) on time, will have a positive impact on your credit assessment and as a result i-Score will be modified. Also, keep your credit card balances low, a high total outstanding can negatively affect your credit score. Paying off debts rather than ignoring them or paying them after due dates is the most effective way to improve your credit score.

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